Providing group health insurance benefits for your employees is a great perk to offer! The value health insurance adds to creating a happy and healthy work environment is enjoyed by everyone year-round.

As we enter the annual open enrollment period for your group benefits, now is a good time to make sure your entire team understands the benefits that you are offering to them.

In this article, we will discuss

• Tips to Help Employees Choose the Right Plan During Open Enrollment
• 4 Ways Employees Can Cut Health Care Costs
• Answers to Some Common Benefits Questions from Your Employees

Getting your driver’s license is an important milestone for any teenager. They look forward to the freedom of being able to go on their own. They are excited about increased responsibilities.

For parents...we worry. Are they ready? Will they know what to do? How fast are they driving?

Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking, and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly.

With the holiday season around the corner perhaps now is the time to make sure you are properly covered as you prepare for the busy and profitable shopping season. We know that these mass shopping days during the holidays are essential to your retail business. You prepare your inventory, stock your shelves, hire temporary help, and map out your promotion calendar. Don’t overlook these common areas of risk exposure.

Floods are one of the most common natural disasters a homeowner or business owner can face. Flooding can happen almost anywhere. Before you say “But, I don’t live in a flood plain.” Think again!

Where it can rain, it can flood.

As a homeowner, the projects are never-ending. From small do-it-yourself to large projects that require contractors and permits, there is always at least one project on your To-Do list for your home.

With society's love of HGTV programs like “Fixer Upper” and “Flip That House”, Hollywood's editing magic makes these projects look quick and easy. It is no wonder that homeowners are taking on more home remodeling projects to update or improve your home for your family (or a future family).

Overcoming the 5 Pain Points of a Restaurant Owner Do you own and/or run a restaurant? Do you know your biggest challenges? And how you plan to tackle them? Although every restaurant operation is different, research says that staffing is the top pain point for restaurateurs, followed by high operating and food costs in second place, and attracting and retaining customers third. To these, we'd add a fourth: The demands of complying with rules and regulations, and increasingly stringent hygiene inspections.  And a fifth: Using technology and other trends to best effect in your business. In our experience, overcoming obstacles within your restaurant largely boils down to successfully tacking these five issues. That's no mean feat. Let's take a close look at some of the strategies a restaurant owner or manager might adopt to deliver on them. Recruiting, Training and Retaining Great Restaurant Employees Front of house employee turnover can run to well over 100% a year. That means that, on average, ...

Do you need Janitorial Insurance? Running a successful janitorial services business relies on two crucial factors: Your knowledge and experience of client needs and your ability to manage the unique risks you face every day. Why is risk management so important? Unlike most businesses, firms that provide janitorial and cleaning services spend most of their time in other people's buildings and handling others' property. This relies on several key factors, including: Wise selection of employees -- that means trustworthy individuals capable of handling the physical demands of the job, and the ability to follow instructions, often without close supervision. Properly trained employees -- equipping them with the skills to do their jobs effectively, with additional training for new job challenges. Documented safety processes -- for example, wearing the right clothing, using equipment correctly, knowing how to lift safely, and so on. Th ...

Texas Law Firm Insurance What keeps you awake at night? If you're an attorney, senior executive or owner of a legal firm, the threat of a malpractice suit or the loss of confidential client data probably ranks pretty high.  You don’t need us to tell you that we live in a litigious age. Or that the cost of defending and settling lawsuits is on the rise. So, knowing the you're properly protected against these and other risks are critical to your peace of mind.  How long has it been since you reviewed your current law firm insurance policies? Or, if you're newly set up, how much time have you been able to devote to investigating the coverages you need? Unless you can answer either of those questions positively, here's some useful food for thought about securing the right -- and the most appropriate -- coverage for your firm. What Types of Legal Practice Insurance Do I Need? Without a doubt, the most essential insurance protection a law firm needs is pr ...

Get the Buzz about Insurance in the Texas Restaurant Biz Entrepreneur and author Richie Norton once wrote (in his book The Power of Starting Something Stupid) that procrastination is "like going to a fancy restaurant and filling up on bread and not leaving enough for dinner." Very funny. But if you're actually in the restaurant business -- or thinking about it -- procrastination, the avoidance of making a decision, has very serious implications when it comes to the topic of buying insurance. Dining out, whether it's at a fast food burger joint or a Michelin starred restaurant is growing fast in popularity. But with that growth come new and bigger risks. In the haste to serve your growing horde of customers, beat your competitors and earn a good profit, there's an increasing danger that you might overlook the protection you need to secure the future of your business. It's maybe not that you totally forget about insurance -- although that happens -- but you procrastinate ...

Keep your restaurant safe from fires with these tips from Pasadena Insurance.  Most restaurant kitchen fires can be prevented. Having the right restaurant insurance policy can give you a peace of mind when running your restaurant.  Contact us today for your free quote!