Meet our Sales Team

How We Work

How We Work

Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed. We are confident that with our understanding of the insurance space, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in easy-to-grasp personal insurance concepts, commercial business protection, and group benefits for employers. Above all else, we feel a commitment to our community.

Our team approach adds perspective and provides increased benefits to our clients.

Meet The Team

Frank Karkowsky

Frank Karkowsky    CRM, CIC, CWCA

President / CEO, Commercial P&C Producer, Risk Manager


Ronnie Karkowsky

Ronnie Karkowsky  CFP

Vice President, Benefits / Life & Health Producer


Michael McConn

Michael McConn

Sales Manager, Commercial Lines P&C Producer