Life Insurance in Houston Texas

Life Insurance in Houston Texas

Request a Quote

Life Insurance

Life insurance is a simple answer to a very difficult question: How will my family manage financially when I die? It's a subject no one really wants to think about. But if someone depends on you financially, it's one you cannot avoid.

We know you can’t put a dollar amount on your family, but you can ensure their future is protected. With life insurance, families can survive if the main earner passes away.

Without it, the lack of financial support could very well put an abrupt halt to noble plans. College. Money to start a business. Even a home.

And though costs are a real concern for most people considering life insurance, it never costs as much as you think.

That’s where we come in. The professionals at Pasadena Insurance Agency, Inc. will make sure your loved ones are supported if something happens to you. We will show you all of your life insurance options.

It Happens More Than You Think...

After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining.

A million thoughts race through your head. You’re unsure of what to do or whom to call. Your first priority is your family and who will look after their well-being when you’re gone. You might be asking yourself:

  • How will your spouse stay afloat with all the debt accrued?
  • Who will save for your children’s college fund?
  • Where will your family be without you?

Or will you be thinking instead of how you will choose to spend whatever time you have left secure in the fact you have a precisely calculated policy to cover your debt and funeral costs?

Get Started Now! 

Do not allow your family to flounder if you meet an untimely end. Make them whole so they can live the life you would have desired for them.

At Pasadena Insurance Agency, Inc. we understand the importance of protection and the contentment of peace of mind. We have been providing it to your fellow earners in Houston since 1936.

Complete the form below and let the professionals at Pasadena Insurance Agency, Inc. help you craft a lifeline that will last a lifetime.

<strong>Life Insurance Policy 101</strong>

Life Insurance Policy 101

Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:

  • Term life policies are set up to cover you for a specific period of time
  • Whole life or Universal life insurance covers the insured for the course of their life

No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.

Having peace of mind knowing that when you leave this world, your family won’t be burdened with your financial hardships.

What Does Life Insurance Cover?

Insurance proceeds can fund many types of expenses including:

Immediate Expenses 

  • Funeral costs 
  • Uncovered medical expenses 
  • Mortgage 
  • Car loans 
  • Credit card debt 
  • Taxes 
  • Estate settlement costs 

Ongoing Expenses 

  • Food 
  • Housing
  • Utilities 
  • Transportation 
  • Health care 
  • Clothing 
  • Insurance 

Future Expenses 

  • College 
  • Retirement

Insuring the Times of Your Life

If someone depends on you financially, you probably need life insurance. Here are some examples of specific life stages or life events that might trigger the need for a policy. 

Married or Getting Married - Ensure your partner can manage funeral costs, credit card balances, and daily living expenses should you die unexpectedly. 

A Parent or About to Become One - If you died tomorrow, would your spouse have the wherewithal to provide your children with the opportunities you always dreamed they'd have?

A Homeowner - Your home is your most significant financial asset. Life insurance can be used to pay down or retire the mortgage, sparing your family from moving to a less expensive place to live.

Changing Jobs - Updating your life insurance along with an upgraded job can help family members maintain their new & improved lifestyle.

Retirement or Planning for Retirement - If you died today, your spouse could outlive you by 10, 20, or 30 years. Adequate life insurance coverage can help widows and widowers avoid financial struggles in retirement.

Single - Even if you’re single, life insurance can be helpful. If you're providing financial support for aging parents or siblings, or if you're carrying significant debt you wouldn't want passing on to family members, you should consider life insurance.

Get a Quote Instantly