Services

Risk Management

The Agency has developed a special proprietary program called The Cost Control Strategy Solution™ (TCCSS) to perform its risk management services. TCCSS helps our clients save time and money by using advanced strategies to dramatically lower the frequency and severity of their claims to real, personal, intellectual and human assets. This consultative approach allows PIAI to properly protect its clients rather than bid on what the customer thinks he needs. By implementing TCCSS, the client only purchases insurance to finance potential losses he chooses not to self-insure. He also develops strategies to help prevent losses or reduce the severity of losses that inevitably occur. Finally, he is provided a plan to successfully implement and continuously review these strategies.

Property & Casualty

We offer various property & casualty insurance products and solutions for both businesses and individuals.

Businesses are offered the opportunity to purchase both typical commercial lines products (property, flood, general liability, automobile, workers compensation and umbrella) as well as more customized coverage (including boiler & machinery, errors & omissions, directors & officers, employment practices liability, fiduciary liability, crime, employee benefits liability, cyber/data & information storage liability, etc.) matched with insurance carriers whose products and claim payment philosophies are consistent with our business clients' needs and possessions.

Individuals are offered multiple personal lines products (homeowners, jewelry, art and other valuable articles, flood, autos, motorcycles, boats, umbrella liability, etc.) matched with insurance carriers whose philosophies are consistent with our individual clients' needs and possessions.

We differentiate ourselves by assigning each of our property & casualty clients a highly qualified and industry-certified account manager to service our business and personal accounts. This method helps to assure our clients are protected, coverage questions are answered and claims are properly reported.

Life & Health

We offer valuable and creative life & health insurance products to both businesses and individuals. We provide employee benefits that include group insurance for health, disability, dental, life, vision, 401(k) plans, COBRA, and Section 125 plans to our business customers. We offer life, health, disability, and long term care to individuals.

We differentiate ourselves by assigning each client a highly qualified and industry-certified benefits account manager to service business and personal accounts. This method helps in assisting our clients to resolve policy issues and obtain information in a timely manner during the policy period as well as understand all options at the time of renewal.