Frank Karkowsky's Articles

5 Pain Points that all Restaurant Owners deal with

Posted on 1/18/2019 6:41 AM By Frank Karkowsky

Overcoming the 5 Pain Points of a Restaurant Owner Do you own and/or run a restaurant? Do you know your biggest challenges? And how you plan to tackle them? Although every restaurant operation is different, research says that staffing is the top pain point for restaurateurs, followed by high operating and food costs in second place, and attracting and retaining customers third. To these, we'd add a fourth: The demands of complying with rules and regulations, and increasingly stringent hygiene inspections.  And a fifth: Using technology and other trends to best effect in your business. In our experience, overcoming obstacles within your restaurant largely boils down to successfully tacking these five issues. That's no mean feat. Let's take a close look at some of the strategies a restaurant owner or manager might adopt to deliver on them. Recruiting, Training and Retaining Great Restaurant Employees Front of house employee turnover can run to well over 100% a year. That means that, on average, ...


Why Janitorial Insurance is all About Risk Management

Posted on 10/30/2018 8:25 AM By Frank Karkowsky

Do you need Janitorial Insurance? Running a successful janitorial services business relies on two crucial factors: Your knowledge and experience of client needs and your ability to manage the unique risks you face every day. Why is risk management so important? Unlike most businesses, firms that provide janitorial and cleaning services spend most of their time in other people's buildings and handling others' property. This relies on several key factors, including: Wise selection of employees -- that means trustworthy individuals capable of handling the physical demands of the job, and the ability to follow instructions, often without close supervision. Properly trained employees -- equipping them with the skills to do their jobs effectively, with additional training for new job challenges. Documented safety processes -- for example, wearing the right clothing, using equipment correctly, knowing how to lift safely, and so on. Th ...


Important Insights into Texas Law Firm Insurance

Posted on 9/27/2018 1:27 PM By Frank Karkowsky

Texas Law Firm Insurance What keeps you awake at night? If you're an attorney, senior executive or owner of a legal firm, the threat of a malpractice suit or the loss of confidential client data probably ranks pretty high.  You don’t need us to tell you that we live in a litigious age. Or that the cost of defending and settling lawsuits is on the rise. So, knowing the you're properly protected against these and other risks are critical to your peace of mind.  How long has it been since you reviewed your current law firm insurance policies? Or, if you're newly set up, how much time have you been able to devote to investigating the coverages you need? Unless you can answer either of those questions positively, here's some useful food for thought about securing the right -- and the most appropriate -- coverage for your firm. What Types of Legal Practice Insurance Do I Need? Without a doubt, the most essential insurance protection a law firm needs is pr ...


Is your Restaurant fully insured?

Posted on 9/11/2018 12:11 PM By Frank Karkowsky

Get the Buzz about Insurance in the Texas Restaurant Biz Entrepreneur and author Richie Norton once wrote (in his book The Power of Starting Something Stupid) that procrastination is "like going to a fancy restaurant and filling up on bread and not leaving enough for dinner." Very funny. But if you're actually in the restaurant business -- or thinking about it -- procrastination, the avoidance of making a decision, has very serious implications when it comes to the topic of buying insurance. Dining out, whether it's at a fast food burger joint or a Michelin starred restaurant is growing fast in popularity. But with that growth come new and bigger risks. In the haste to serve your growing horde of customers, beat your competitors and earn a good profit, there's an increasing danger that you might overlook the protection you need to secure the future of your business. It's maybe not that you totally forget about insurance -- although that happens -- but you procrastinate ...


Strategies for Preventing Kitchen Fires

Posted on 12/18/2017 5:09 AM By Frank Karkowsky

Keep your restaurant safe from fires with these tips from Pasadena Insurance.  Most restaurant kitchen fires can be prevented. Having the right restaurant insurance policy can give you a peace of mind when running your restaurant.  Contact us today for your free quote!


How to React to Scalds and Burns in Restaurants

Posted on 12/11/2017 5:00 AM By Frank Karkowsky

Accidents happen, especially in restaurants.  Pasadena Insurance wants you to know how to react to burns and scalds in your restaurant.  We offer a comprehensive restaurant insurance program to keep your restaurant safe from unexpected accidents.


Protect Your Restaurant With Fire Suppression Systems

Posted on 12/6/2017 12:51 PM By Frank Karkowsky

Keep your restaurant kitchen safe from fire with a UL Fire Suppression system.  Pasadena Insurance Agency provides comprehensive restaurant insurance for all of Texas.  Your safety is important to us, be sure to check out all of our blogs on restaurants for more great information.